There is certainly another good reason why your debt might be– that is unenforceable the creditors cannot produce the CCA agreement when it comes to financial obligation.

There is certainly another good reason why your debt might be– that is unenforceable the creditors cannot produce the CCA agreement when it comes to financial obligation.

I experienced a numerous loans with moneyshop last year. My final repayment had been 2012 using them chasing for re re re payment onwards. In 2013 there records show some payments were made by me using a commercial collection agency company equidebt so they really took the account in the past my re re re payments ceased once more end of 2012. They used a standard (exact date uknown i’ve expected because of this information yet to gotten to but thet confirm has arrived down credit report as passed away 6 years since used this). In 2016 i suggested on phone I happened to be liaising with action modification and you will be in contact which i didnt. 2017 telephone call made by us to the business attempting to raise a grievance under affordability remit they declined. No contact made out of me personally by the business after this between 2017 and 2019 financial obligation and default taken from my credit history as time passed. Then 2020 passed debt to CRS legal threatning me with legal action april. we have tried to challenge this over email, june 20 perhaps not acknowledging financial obligation but acknowledging previous loans asking for affordability claim to be looked at once more and requesting details of said financial obligation they state i owe. Continue reading “There is certainly another good reason why your debt might be– that is unenforceable the creditors cannot produce the CCA agreement when it comes to financial obligation.”